国家开放大学电大《金融学》《高级英语阅读（1）》网络课形考网考作业（合集）答案

国家开放学电金融学高级英语阅读(1)网络课形考网考作业(合集)答案
金融学网络课答案
形考务1（第章 测题）
单选题（题6分5道）
题目1
现代金融体系建立基础( )
选择项：
A 现代货币制度
B 现代信制度
C 现代企业理制度
D AB
题目2
发行股票属（ ）融资
选择项：
A 外源融资
B 源融资
C 债务融资
D 债权融资
题目3
济部门金融活动彼间衡关系通( )反映
选择项：
A 资产负债表
B 金融机构信贷结构表
C 资金流量表
D 现金流量表
题目4
现代社会中济部门间总体盈余总体赤字间通( )活动实现衡
选择项：
A 金融
B 财政
C 救济
D 调整消费
题目5
整体（ ）金融盈余部门
选择项：
A 企业
B 金融机构资
C 政府
D 居民
选题（题8分5道）
题目6
政府赤字弥补方式( )
选择项项：
A 增加税收
B 中央银行申请贷款
C 商业银行申请贷款
D 发行政府债券
E 发行股票
题目7
广义金融市场包括( )
选择项项：
A 信贷市场
B 资市场
C 货币市场
D 黄金市场
E 衍生金融工具市场
题目8
利率描述正确( )
选择项项：
A 利率利息额金
B 利率衡量收益风险尺度
C 利率现代金融体系基素
D 利率高低会贷双方决策产生直接影响
E 利率政府调节社会济金融活动工具
题目9
银行企业提供金融服务（ ）
选择项项：
A 存款业务
B 贷款业务
C 年金理
D 债券发行
E 资金清算
题目10
企业财务活动金融体系关系体现( )
选择项项：
A 企业金融机构服务象
B 企业金融市场参者
C 企业财务活动宏观金融总量结构具决定性影响
D 企业金融市场资金提供者
E 企业金融市场监体系重组成部分
判断题（题6分5道）
题目11
现代金融体系高风险组织体系需政府适度调控合理监
选择项：

错
题目12
国家（区）济部门间金融活动构成整金融体系
选择项：

错
题目13
济部门存资金余缺情况产生金融需求
选择项：

错
题目14
货币汇率信利率金融工具等现代金融运作基范畴现代金融体系必少基素
选择项：

错
题目15
金融供求交易源社会部门济活动
选择项：

错
形考务2（第二章 测题）
单选题（题6分5道）
题目1
牙买加体系具备特点（ ）
选择项：
A 国际收支动调节
B 保持固定汇率
C 实行浮动汇率
D 国际储备货币元化
题目2
美元黄金挂钩国家货币美元挂钩（ ）特点
选择项：
A 布雷顿森林体系
B 国际金块位制
C 牙买加体系
D 国际金位制
题目3
金融资产中流动性强（ ）
选择项：
A 银行活期存款
B 居民储蓄存款
C 银行定期存款
D 现金
题目4
明代丘濬说日中市民交易通物易物物皆钱币造焉句话反映（ ）货币起源思想
选择项：
A 交换需说
B 创造发明说
C 先王制币说
D 保存财富说
题目5
国货币体层次划分（ ）
选择项：
A 金融资产种类
B 金融资产价值
C 金融资产重性
D 金融资产流动性
选题（题8分5道）
题目6
般言货币层次变化具（ ）特点
选择项项：
A 金融产品创新速度越快层次划分变动越频繁
B 着流动性减弱货币包括范围缩
C 名称金融产品国家属货币层次
D 金融产品创新速度越快层次划分变动越少
E 着流动性减弱货币包括范围扩
题目7
金属货币纸币存款货币处（ ）
选择项项：
A 金属货币币值相稳定纸币存款货币受物价影响较
B 金属货币作资产保值增殖种手段纸币存款货币
C 金属货币增长受储量开采量限制纸币存款货币规模央行灵活掌握
D 金属货币具价值纸币存款货币身没价值
E 金属货币世界范围流通纸币存款货币国流通
题目8
国际货币制度构成素包括（ ）
选择项项：
A 选择国际收支调节方式
B 确定国际储备资产
C 安排汇率制度
D 规定国货币法定支付力
E 规定货币材料
题目9
国货币层次中狭义货币包括（ ）
选择项项：
A 证券公司客户保证金存款
B 企业单位定期存款
C 银行活期存款
D 居民储蓄存款
E 现金
题目10
信货币包括（ ）
选择项项：
A 银行券
B 存款货币
C 金属货币
D 纸币
E 实物货币
判断题（题6分5道）
题目11
定时期货币流通速度现金存款货币积货币存量
选择项：

错
题目12
牙买加体系规定美元黄金作国际储备货币
选择项：

错
题目13
国货币层次中M0现钞指商业银行库存现金居民手中现钞企业单位备金
选择项：

错
题目14
国货币发行量取决国中央银行拥黄金外汇储备量
选择项：

错
题目15
广义货币量反映整社会潜购买力
选择项：

错
形考务3（第三章 测题）
单选题（题6分5道）
题目1
列外汇中会居民持外币资产（ ）
选择项：
A 外币价证券
B 特提款权
C 外币现钞
D 外币支付证
题目2
目前民币汇率实行( )
选择项：
A 市场供求基础单理固定汇率制
B 市场供求基础参考篮子货币进行调节理浮动汇率制
C 市场供求基础单钉住汇率制
D 市场供求基础单弹性汇率制
题目3
国际贷说认币贬值原（ ）
选择项：
A 固定债权固定债务
B 固定债务固定债权
C 流动债权流动债务
D 流动债务流动债权
题目4
牙买加体系汇率制度具样性结三类列（ ）属三类中容
选择项：
A 调整钉住汇率制
B 限浮动中间汇率制
C 更灵活浮动汇率制
D 调整固定汇率制
题目5
（ ）认汇率定时期变化两国家段时期通货膨胀率差异决定
选择项：
A 相购买力价理
B 绝购买力价理
C 汇兑心理说
D 利率价理
选题（题8分5道）
题目6
列说法正确（ ）
选择项项：
A 直接标价法外币数额固定变币数额币值变化
B 直接标价法汇率越高币价值越低
C 直接标价法汇率越高币价值越高
D 间接标价法汇率越高币价值越低
E 间接标价法汇率越高币价值越高
题目7
银行方式卖出外汇时列正确选项（ ）
选择项项：
A 电汇汇率外汇市场基准汇率
B 信汇汇率低电汇汇率
C 信汇汇率高电汇汇率
D 票汇汇率低电汇汇率
E 票汇汇率高电汇汇率
题目8
汇率作联系济体部外部重变量具货币层面实体济层面双重性质列属货币层面考察汇率决定理（ ）
选择项项：
A 国际贷理
B 国际收支理
C 购买力价理
D 利率价理
E 汇兑心理说
题目9
根利率价理列说法正确（ ）
选择项项：
A 利率高国家货币远期外汇市场升水
B 利率高国家货币远期外汇市场贴水
C 利率低国家货币远期外汇市场升水
D 利率低国家货币远期外汇市场贴水
E 期汇率远期汇率相等时价
题目10
属早期汇率决定理（ ）
选择项项：
A 国际贷理
B 换汇成说
C 利率价理
D 汇兑心理说
E 购买力价理
判断题（题6分5道）
外汇外国货币
选择项：

错
题目12
远期汇率高期汇率称升水远期汇率低期汇率称贴水
选择项：

错
题目13
汇率两国货币兑换率种货币种货币表示价格
选择项：

错
题目14
根利率价理利率汇率关系：利率高国家货币远期外汇市场升水利率低国家货币远期外汇市场贴水
选择项：

错
题目15
浮动汇率制允许汇率外汇市场供求关系变化波动国货币局需干预外汇市场
选择项：

错
形考务4（第四章 测题）
单选题（题6分5道）
题目1
现代信活动基础（ ）
选择项：
A 现代济中广泛存着赤字盈余单位
B 现代银行信货币体系建立
C 现代市场济出现
D 济中存量资金需求
题目2
信基特征（ ）
选择项：
A 偿赠援助
B 手交钱手交货
C 条件价值单方面渡
D 付息条件价值单方面转移
题目3
（ ）属道德范畴信
选择项：
A 诚实履行承诺取信
B 代表着种债权债务关系
C 利率中产生引导发展
D 付息条件贷活动
题目4
保证信活动正常进行基条件（ ）
选择项：
A 信机构
B 社会征信系统
C 信制度
D 信体系
题目5
商业信商品形态提供信提供信方通常（ ）
选择项：
A 买方
B 消费者
C 卖方
D 交易双方
选题（题8分5道）
题目6
列属消费信（ ）
选择项项：
A 银行客户发行信卡
B 银行消费者发放抵押贷款
C 银行生产消费品企业发放贷款
D 银行客户办理支票业务
E 企业赊销方式消费者销售商品
题目7
国民济五部门中作整体表现赤字部门（ ）
选择项项：
A 居民
B 企业
C 政府
D 金融机构
E 国外部门
题目8
征信系统包括（ ）
选择项项：
A 信档案系统
B 信调查系统
C 信评估系统
D 信查询系统
E 失信公示系统
题目9
关银行信描述正确（ ）
选择项项：
A 资金源社会部门暂时闲置资金达非常规模
B 某种程度赖商品买卖活动
C 满足贷款数量期限样化需求
D 银行作债权出现信活动中
E 商业信基础产生完全取代商业信
题目10
间接融资局限性（ ）
选择项项：
A 割断资金供求双方直接联系
B 融资便利程度融资工具流动性均受金融市场发达程度制约
C 增加筹资者成减少投资者收益
D 较难满足新兴产业高风险项目融资需求
E 资金供者说风险较
判断题（题6分5道）
题目11
社会化生产信产生前提条件
选择项：

错
题目12
货币信两范畴二者发展始终保持相独立状态
选择项：

错
题目13
私财产出现贷关系赖存前提条件
选择项：

错
题目14
货币贷现代信惟形态
选择项：

错
题目15
高利贷前资义社会信形式资义生产方式确立现代银行信体系建立信形式已复存
选择项：

错
形考务5（第五章 测题）
单选题（题6分5道）
题目1
已知某年预期通货膨胀率6％名义利率10％实际利率似（ ）
选择项：
A 6％
B 10％
C 16％
D 4％
题目2
结合国济金融发展加入世界贸易组织开放金融市场需中国民银行（ ）基步骤推进利率市场化
选择项：
A 先外币币先存款贷款
B 先外币币先贷款存款
C 先币外币先贷款存款
D 先币外币先存款贷款
题目3
影响利率风险素包括（ ）
选择项：
A 贷风险
B 流动性风险
C 违约风险
D 税收风险
题目4
实际利率名义利率扣 （ ）
选择项：
A 通货变动率
B 汇率变动率
C 利率变动率
D 物价变动率
题目5
1关单利复利描述正确 （ ）
选择项：
A 单利反映利率质
B
C 单利复利反映利率质
D 复利反映利率质
选题（题8分5道）
题目6
导致利率升素（ ）
选择项项：
A 扩张货币政策
B 通货膨胀
C 通货紧缩
D 紧缩货币政策
E 济高增长
题目7
商业银行提高贷款利率利（ ）
选择项项：
A 减少居民消费信贷
B 刺激物价涨
C 抑制企业信贷资金需求
D 刺激济增长
E 抑制物价涨
题目8
关名义利率实际利率间关系说法正确 （ ）
选择项项：
A 名义利率扣通货膨胀率实际利率
B 实际利率调节贷双方济行
C 通常实际中够操作实际利率
D 名义利率济起实质作
E 名义利率包含通货膨胀素利率
题目9
债券期收益率取决（ ）
选择项项：
A 债券市场价格
B 票面利率
C 债券发行
D 债券期限
E 债券面额
题目10
根马克思利率决定理利息率决定素（ ）
选择项项：
A 利润率
B 剩余价值
C 贷双方供求关系竞争
D 总利润贷双方间分配例
E 法律惯
判断题（题6分5道）
题目11
债券溢价发行时期收益率高票面利率
选择项：

错
题目12
利率体系中发挥指导性作利率官定利率
选择项：

错
题目13
条件相情况现值贴现率正相关贴现率越低现值越
选择项：

错
题目14
远期利率隐含定期利率中现未某时点利率
选择项：

错
题目15
马克思认利息质利润部分
选择项：

错
形考务6（第六章 测题）
单选题（题6分5道）
题目1
银行客户间外汇交易构成（ ）
选择项：
A 售汇市场
B 结汇市场
C 批发市场
D 零售市场
题目2
列属权证金融工具（ ）
选择项：
A 公司债券
B 银行承兑票
C 短期国债
D 股票
题目3
业拆市场形成源中央银行商业银行（ ）求
选择项：
A 信贷规模
B 法定存款准备金
C 盈利水
D 资金总量
题目4
关汇率证券市场影响列说法错误（ ）
选择项：
A 币汇率贬值国证券市场资金供减少证券需求降价格跌
B 币汇率升值国际短期套利资流入国增加市场资金供证券价格涨
C 币汇率贬值国产品竞争力增强出口型企业证券价格涨
D 币汇率升值国产品竞争力增强出口型企业证券价格涨
题目5
国（ ）正式成立海黄金交易黄金开始形交易市场挂牌交易
选择项：
A 2002年
B 1999年
C 1996年
D 2003年
选题（题8分5道）
题目6
金融市场功包括（ ）
选择项项：
A 宏观调控传导
B 价格发现
C 资源配置
D 资源转化
E 风险分散规避
题目7
列属金融衍生工具功（ ）
选择项项：
A 资源配置
B 风险分散
C 价格发现
D 投机套利
E 套期保值
题目8
根保险交易体保险市场划分（ ）
选择项项：
A 国际保险市场
B 保险市场
C 财产保险市场
D 身保险市场
E 原保险市场
题目9
列金融工具中没偿期（ ）
选择项项：
A 商业票
B 普通股
C 额转存单
D 银行定期存款
E 优先股
题目10
根保险交易象保险市场划分（ ）
选择项项：
A 保险市场
B 国际保险市场
C 身保险市场
D 财产保险市场
E 原保险市场
判断题（题6分5道）
题目11
柜台交易方式指金融机构柜台进行面议分散交易方式（ ）
选择项：

错
题目12
债券市场属货币市场属资市场（ ）
选择项：

错
题目13
套期保值衍生金融工具交易者提供功（ ）
选择项：

错
题目14
金融市场参者非常广泛包括中央银行金融机构企业居民包括政府（ ）
选择项：

错
题目15
外汇市场功交易者提供外汇资金融通便利满足投机需求 （ ）
选择项：

错
形考务7（第七章 测题）
单选题（题6分5道）
题目1
列项中属国库券市场特点（ ）
选择项：
A 高安全性
B 高收益性
C 高流动性
D 市场价格波动
题目2
国回购协议市场参者包括（ ）
选择项：
A 方政府
B 中央银行
C 商业银行
D 证券公司
题目3
国库券通常采取（ ）发行方式政府低国库券面值价格投资者发售国库券期面值偿付
选择项：
A 转
B 贴现
C 公募
D 私募
题目4
目前国货币市场交易量子市场（ ）
选择项：
A 拆市场
B 国库券市场
C 票市场
D 回购市场
题目5
张半年期票面额4000元银行贴现3600元年贴现率（ ）
选择项：
A 5
B 20
C 111
D 222
选题（题8分5道）
题目6
货币市场功（ ）
选择项项：
A 满足长期融资
B 流动性理
C 基准利率生成
D 宏观调控
E 满足短期融资
题目7
回购利率（ ）密切关系
选择项项：
A 回购期限
B 证券利率
C 证券流动性
D 证券价格
题目8
列属货币市场子市场（ ）
选择项项：
A 股票市场
B 业拆市场
C 回购协议市场
D 国库券市场
E 票市场
题目9
流动资金暂时闲置企业通购买国库券商业票等货币市场工具实现资金合理收益回报达（ ）相统财务理目
选择项项：
A 安全性
B 流动性
C 稳定性
D 成长性
E 收益性
题目10
货币市场特点（ ）
选择项项：
A 交易期限短
B 流动性强
C 安全性高
D 交易额
E 参者少
判断题（题6分5道）
题目11
转额定期存单金融创新典型结合定期存款流动性活期存款收益性
选择项：

错
题目12
票银行承兑具相信风险种信等级较高票
选择项：

错
题目13
货币市场指期限1年金融工具媒介进行短期资金融通市场
选择项：

错
题目14
中央银行参回购协议市场目进行货币政策操作
选择项：

错
题目15
相票持期商业票持者更倾二级市场进行票转样获更高收益
选择项：

错
形考务8（第八章 测题）
单选题（题6分5道）
题目1
狭义资市场专指（ ）
选择项：
A 中长期债券市场
B 股票市场
C 基金市场
D 价证券市场
题目2
国资市场层次包括( )
选择项：
A 板市场
B 沪港通市场
C 创业板市场
D 四板市场
题目3
美国证券市场包括( )
选择项：
A 板
B 纳斯达克市场
C 创业板市场
D OTCBB
题目4
资市场指期限（ ）金融工具媒介进行长期性资金融通交易活动场称长期资金市场
选择项：
A 1年
B 2年
C 3年
D 5年
题目5
列项中属资市场功( )
选择项：
A 增加政府财政收入
B 促进产业结构优化升级
C 促进购重组
D 资源效配置场
选题（题8分5道）
题目6
证券发行市场参体( )
选择项项：
A 证监会
B 证券交易
C 证券发行
D 证券投资者
E 证券中介机构
题目7
证券投资技术分析方法（ ）
选择项项：
A 技术指标法
B 切线法
C 形态法
D K线法
E 波浪法
题目8
证券流通市场组织方式( )
选择项项：
A 证券交易交易
B 柜台交易
C 电子系统交易
D 工结算交易
E 形市场交易
题目9
证券投资基面分析包括（ ）
选择项项：
A 宏观济运行周期
B 宏观济政策
C 产业生命周期
D 公司状况
E 国际局势
题目10
国资市场层次包括( )
选择项项：
A 板市场
B 中企业板
C 创业板市场
D 股份转报价系统新三板市场
E 区域性股权交易市场
判断题（题6分5道）
题目11
证券发行市场投资者证券交易进行证券买卖市场
选择项：

错
题目12
货币政策调整证券市场具持久较缓慢影响
选择项：

错
题目13
证券流通市场组织方式分场交易场外交易两种
选择项：

错
题目14
产业生命周期阶段风险收益状况处产业生命周期阶段产业证券市场表现会较差异
选择项：

错
题目15
证券发行方式私募发行公募发行直接发行间接发行
选择项：

错
形考务9（第九章 测题）
单选题（题6分5道）
题目1
新中国成立国金融机构体系建立发展致历五阶段中（ ）时期统金融机构体系确立阶段
选择项：
A 19781983年
B 19831993年
C 19531978年
D 19481953年
题目2
属非银行金融机构（ ）
选择项：
A 金融资产理公司
B 合作金融机构
C 保险公司
D 证券公司
题目3
（ ）金融机构传统功商品交易利实现货币支付清算社会交易成节约具重意义
选择项：
A 降低交易成
B 风险转移理
C 支付结算服务
D 融通资金
题目4
1948年12月1日（ ）原华北银行北海银行西北农民银行基础成立标志着新中国金融体系建立
选择项：
A 中国民银行
B 中国银行
C 交通银行
D 中国农业银行
题目5
具融物融资双重功非银行金融机构（ ）
选择项：
A 信托投资公司
B 证券公司
C 保险公司
D 金融租赁公司
选题（题8分5道）
题目6
业务性质分类金融机构分（ ）
选择项项：
A 商业性金融机构
B 政策性金融机构
C 合作制金融机构
D 公司制金融机构
E 股份合作制金融机构
题目7
根保险基业务类型划分（ ）
选择项项：
A 财产保险公司
B 保险公司
C 商业性保险公司
D 寿保险公司
E 政策性保险公司
题目8
属非银行金融机构（ ）
选择项项：
A 金融租赁公司
B 保险公司
C 财务公司
D 信托投资公司
E 证券公司
题目9
1994年适应金融机构体系改革需政策性金融商业性金融相分离国相继成立（ ）政策性银行
选择项项：
A 中国进出口银行
B 中国民生银行
C 中国农业发展银行
D 国家开发银行
E 交通银行
题目10
全球性国际金融机构（ ）等
选择项项：
A 欧洲投资银行
B 国际货币基金组织
C 世界银行集团
D 西非发展银行
E 国际清算银行
判断题（题6分5道）
题目11
储蓄银行社员认缴股金存款负债社员发放贷款资产社员提供结算等中间业务服务合作性金融机构（ ）
选择项：

错
题目12
金融机构产生发展生实体济活动需（ ）
选择项：

错
题目13
额贷款公司然企业法社会组织投资设立服务三农宗旨商业银行样吸收公众存款（ ）
选择项：

错
题目14
受托代理财信托基特征实质种财产转移理安排（ ）
选择项：

错
题目15
纪类证券公司事纪业务开展营承销业务（ ）
选择项：

错
形考务10（第十章 测题）
单选题（题6分5道）
题目1
（ ）指直接列入资产负债表表资产业务负债业务关系密切业务称资产负债业务
选择项：
A 资产业务
B 创新表外业务
C 负债业务
D 传统中间业务
题目2
商业银行资源分两类中（ ）银行真正意义资金
选择项：
A 长期次级债
B 附属资
C 呆账准备
D 核心资
题目3
（ ）世界国商业银行普遍采组织形式具营范围广规模分工细够效运资金分散风险等优点
选择项：
A 单银行制
B 连锁银行制
C 总分行制
D 控股公司制
题目4
（ ）商业银行基反映营活动特征职
选择项：
A 支付中介
B 信中介
C 转移理风险
D 信创造
题目5
（ ）指商业银行够时满足客户提取存款转账支付满足客户贷款需求力
选择项：
A 安全性
B 流动性
C 盈利性
D 风险性
选题（题8分5道）
题目6
商业银行营理理中资产理理发展阶段（ ）
选择项项：
A 真实票理
B 资产组合理
C 预期收入理
D 转换性理
E 持续收入理
题目7
商业银行具（ ）等功
选择项项：
A 信创造
B 转移理风险
C 降低交易成
D 充支付中介
E 充信中介
题目8
商业银行外部组织形式国政治济制度目前（ ）等类型
选择项项：
A 控股公司制
B 连锁银行制
C 总分行制
D 单银行制
E 代理行制
题目9
商业银行负债业务包括（ ）等形式
选择项项：
A 贷款
B 票贴现
C 负债业务
D 存款业务
E 款业务
题目10
商业银行业务营遵循（ ）兼顾原
选择项项：
A 服务性
B 公众性
C 盈利性
D 安全性
E 流动性
判断题（题6分5道）
题目11
信贷资产商业银行保持流动性重资产（ ）
选择项：

错
反馈
题目12
存款商业银行负债业务般分活期存款定期存款储蓄存款三类 （ ）
选择项：

错
题目13
商业银行特殊金融企业（ ）
选择项：

错
题目14
商业银行资属资产业务范畴（ ）
选择项：

错
题目15
般言流动性强资产盈利性高高盈利性伴高风险性（ ）
选择项：

错
形考务11（第十章 测题）
单选题（题6分5道）
题目1
中央银行业务营活动奉行四项原列（ ）四项原容
选择项：
A 流动性
B 风险性
C 非营利性
D 动性
题目2
集中保商业银行存款准备金体现中央银行（ ）职
选择项：
A 国际银行
B 银行银行
C 政府银行
D 发行银行
题目3
列属中央银行资产项目（ ）
选择项：
A 商业银行等金融机构存款
B 政府债券
C 政府公机构存款
D 流通中货币
题目4
中央银行提高存款准备金（ ）
选择项：
A 增加货币供
B 迫商业银行提高贷款利率
C 迫商业银行降低贷款利率
D 企业成更低贷款
题目5
中央银行发行央行票目（ ）
选择项：
A 扩营
B 增加盈利
C 回笼货币
D 筹集资金
选题（题8分5道）
题目6
中央银行通货币政策实现特定社会济目标 （ ）
选择项项：
A 防止通货膨胀金融危机
B 增加社会福利
C 促进济发展
D 保障充分业
E 衡国际收支
题目7
中央银行作银行银行职体现（ ）
选择项项：
A 集中存款准备金
B 代理国库
C 充贷款
D 组织参理全国清算业务
E 监督理金融业
题目8
中央银行产生资义济发展客观求促中央银行产生客观素（ ）
选择项项：
A 解决银行券分散发行缺陷需
B 提高票交换清算效率需
C 充贷款需
D 解决政府筹资问题需
E 金融监需
题目9
国际货币基金组织编制货币局资产负债表中国中央银行资产包括（ ）
选择项项：
A 国外资产
B 非金融企业债权
C 非货币金融机构债权
D 政府债权
E 存款机构债权
题目10
中央银行作特殊金融机构特殊性体现（ ）
选择项项：
A 观盈利目
B 营普通银行业务
C 制定执行货币政策
D 业务活动政府利益出发点
E 独享货币发行特权
判断题（题6分5道）
题目11
中央银行作政府银行政府求应求必应政府财政困难时应时出手确保政府赤字时弥补威胁金融体系稳定 （ ）
选择项：

错
题目12
中央银行金融机构负债债权更具动性控性（ ）
选择项：

错
题目13
组织结构逐步实行国化明确中央银行宏观调控务法律宏观调控提供保障中央银行制度完善健全标志（ ）
选择项：

错
题目14
中央银行业务活动原中非盈利性注定中央银行业务活动中获利润果中央银行业务活动中获盈利违反非盈利性业务活动原 （ ）
选择项：

错
题目15
中央银行然称银行特殊银行特殊性体现目标职特殊 （ ）
选择项：

错
形考务12（第十二章 测题）
单选题（题6分5道）
题目1
列货币需求模型中交易方程式指（ ）
选择项：
A Md＝kPY
B MV＝PT
C Md＝L1(y)＋L2(i)
D P＝KRM
题目2
凯恩斯观点利率低正常水时预期债券价格（ ）货币需求量（ ）
选择项：
A 升增加
B 降减少
C 升减少
D 降增加
题目3
基础货币（ ）构成
选择项：
A 存款货币存款准备金
B 流通中现金存款准备金
C 流通中现金原始存款
D 流通中现金企业单位库存现金
题目4
货币需求方面利率越高（ ）
选择项：
A 持币机会成越
B 持币收益越
C 持币效越
D 持币机会成越
题目5
高通胀济环境中列表述正确（ ）
选择项：
A 高通胀导致国货币名义汇率外幅度升值
B 固定收入群体利
C 持银行存款债权受益
D 已银行获贷款债务受益
选题（题8分5道）
题目6
列关货币均衡描述正确（ ）
选择项项：
A 货币供货币需求基相适应货币流程状态
B 种常发生货币失衡中暂时达均衡状态
C 意时点货币需求等货币供
D 社会总供求均衡反映
E 指货币供量需求量完全相等
题目7
通货紧缩两降伴指（ ）
选择项项：
A 汇率降
B 物价持续降
C 信贷货币供量降
D 伴着济衰退
E 伴着流动性陷阱
题目8
列关货币供应量表述正确（ ）
选择项项：
A 货币供应量货币数基础货币决定
B 法定准备金率越高货币供应量越
C 提现率越高货币供应量越
D 超额准备金率越高货币供应量越
E 中央银行提高存款准备金利率会增加货币供应量
题目9
国际收支衡表定时期国家（区）国（区）全部济交易系统记录构成项目（ ）
选择项项：
A 常账户
B 资账户
C 金融账户
D 净误差遗漏
E 储备资产
题目10
济活动中影响通货存款率准备存款率济体行（ ）
选择项项：
A 居民济行
B 企业济行
C 金融机构济行
D 国外部门济行
E 政府济行
判断题（题6分5道）
题目11
存款扩张倍数法定存款准备金率提现率超额准备金率间呈正方变动关系 （ ）
选择项：

错
题目12
黄金然已退出货币历史舞台国际储备资产中然重占份额资产（ ）
选择项：

错
题目13
居民消费价格指数生产价格指数GDP减指数度量通货膨胀通货紧缩指标 （ ）
选择项：

错
题目14
凯恩斯认持货币动机源流动性偏种普遍心理倾偏流动性出交易动机投机动机 （ ）
选择项：

错
题目15
通货紧缩情况名义利率跌般赶物价跌速度实际利率反提高 （ ）
选择项：

错
形考务13（第十三章 测题）
单选题（题6分5分）
题目1
货币政策作程包含三环节属三环节（ ）
选择项：
A 金融机构企业居民
B 企业居民国民济变量
C 银行金融机构非银行金融机构
D 中央银行金融机构
题目2
关货币政策传导机制理中托宾提出著名Q理属（ ）
选择项：
A 信贷传导
B 货币传导
C 金融价格传导
D 汇率传导
题目3
保持（ ）稳定保证市场济中价格机制发挥作前提
选择项：
A 汇率
B 国际收支
C 币值
D 利率
题目4
列利率中中央银行规定利率（ ）
选择项：
A 贴现率
B 银行间业拆利率
C 商业银行存贷款基准利率
D 专项贷款利率
题目5
贴现率调整着眼短期供求均衡存定局限性列属局限性（ ）
选择项：
A 动权非中央银行
B 调节作限
C 中央银行利率
D 避免金融机构道德风险
选题（题8分5道）
题目6
贴现政策局限性包括（ ）
选择项项：
A 动权非中央银行
B 调节作限
C 中央银行利率
D 加金融机构道德风险
E 缺乏中立性公性
题目7
货币政策目标包括（ ）
选择项项：
A 金融稳定
B 充分业
C 济增长
D 国际收支衡
E 稳定币值
题目8
1994年国务院关金融体制改革决定明确提出国货币政策中介指标包括（ ）
选择项项：
A 货币供应量
B 信总量
C 商业银行贷款总量
D 业拆利率
E 银行超额准备金率
题目9
货币政策操作指标中介指标选取兼备基求（ ）
选择项项：
A 波动性
B 抗扰性
C 控性
D 相关性
E 测性
题目10
货币政策框架包括货币政策（ ）
选择项项：
A 传导机制
B 中介指标
C 政策目标
D 政策工具
E 操作指标
判断题（题6分5道）
题目11
法定存款准备金政策通常认货币政策猛烈工具通决定改变货币数影响货币供准备金率调整幅度会引起货币供应量巨波动
选择项：

错
题目12
超额准备金受中央银行直接控制作货币政策操作指标
选择项：

错
题目13
国货币政策目标保持货币币值稳定促进济增长实质济增长作基立足点
选择项：

错
题目14
货币政策操作指标处中介指标终目标间距离终目标更
选择项：

错
题目15
中央银行采取行动政策目标产生影响时间称行动时滞
选择项：

错
形考务14（第十四章 测题）
单选题（题6分5道）
题目1
证券市场监基原（ ）
选择项：
A 法监原
B 保护投资者合法权益原
C 严格执法原
D 坚持公开公公正三公原
题目2
欧洲银行业联盟建立标志着欧元区统监格局形成欧盟部欧央行监机构实行银行业（ ）监
选择项：
A 头
B 分业
C 单
D 混业
题目3
证券市场监务（ ）
选择项：
A 保护企业购重组中合法权益
B 保护投保合法权益
C 保护投资者合法权益
D 保护存款合法权益
题目4
根相关法律规定国金融监体（ ）
选择项：
A 银监会
B 证监会
C 中国民银行
D 保监会
题目5
国目前实行金融监体制（ ）
选择项：
A 交叉监
B 混合监
C 分业监
D 集中监
选题（题8分5道）
题目6
监机构监范围金融监体制分（ ）
选择项项：
A 单监体制
B 元监体制
C 集中监体制
D 分业监体制
E 混合监体制
题目7
实行双层头金融监体制国家（ ）
选择项项：
A 英国
B 美国
C 德国
D 加
E 巴西
题目8
国监机构银行业监重点包括（ ）
选择项项：
A 国际业务监
B 市场准入监
C 日常营监
D 市场退出监
E 注册资监
题目9
宏观审慎监微观审慎监区监工具相相监工具（ ）
选择项项：
A 资监
B 审慎信贷标准
C 流动性风险指标
D 贷款损失监
E 风险理求
题目10
证券监包括（ ）
选择项项：
A 证券发行监
B 证券机构监
C 证券市场监
D 市公司监
E 证券流通监
判断题（题6分5道）
题目11
金融监中政府负担成奉行成
选择项：

错
题目12
金融监单纯检查监督处罚纯技术调查评价监局法定权限具体执法行理行
选择项：

错
题目13
美国英国实行元化监体制代表金融监监机构承担
选择项：

错
题目14
1994年金融体制改革中国民银行先证券保险银行监职责分转交证监会保监会银监会已负金融监职责成专门制定执行货币政策机构
选择项：

错
题目15
资充足性监市场准入监容
选择项：

错
形考务15（第十五章 测题）
单选题（题6分5道）
题目1
新型金融市场断形成属（ ）创新
选择项：
A 金融组织结构创新
B 金融机构创新
C 金融制度创新
D 金融业务创新
题目2
区域性货币体化趋势出现属（ ）创新
选择项：
A 金融工具创新
B 国际金融监制度创新
C 金融业务创新
D 国际货币制度创新
题目3
济发展金融起( )作
选择项：
A 定
B 确定
C 决定性
D 推动
题目4
金融创新金融发展济发展作（ ）
选择项：
A 利弊
B 利弊
C 利弊
D 利弊均衡
题目5
金融创新增强货币供（ ）
选择项：
A 外生性
B 测性
C 控性
D 生性
选题（题8分5道）
题目6
影响金融结构变化素（ ）
选择项项：
A 制度素
B 金融创新活跃程度
C 技术进步
D 开放程度
E 金融市场运行功
题目7
金融全球化表现（ ）
选择项项：
A 金融机构全球化
B 金融业务全球化
C 金融市场全球化
D 金融监协调全球化
E 金融制度全球化
题目8
代金融业务创新体现（ ）
选择项项：
A 新技术金融业中广泛应
B 金融制度创新
C 金融工具断创新
D 新业务新交易量涌现
E 金融组织机构创新
题目9
金融济发展推动作（ ）
选择项项：
A 金融活动济发展提供基础条件
B 金融促进社会储蓄促进储蓄转化投资
C 金融活动节约社会交易成促进社会交易发展
D 金融业发展直接济发展做出贡献
题目10
形成国家区金融结构基础性条件（ ）
选择项项：
A 济发展商品化货币化程度
B 商品济发展程度
C 信关系发展程度
D 济体行理性化程度
E 文化传统俗偏
判断题（题6分5道）
题目11
现代金融业发展力推动济发展时出现良影响负作性越越
选择项：

错
题目12
代金融创新革新传统业务活动营理方式加剧金融业竞争形成放松制强压力未改变金融总量结构
选择项：

错
题目13
金融已成现代济核心现代济正逐步转变金融济
选择项：

错
题目14
国际货币制度创新中重表现区域性货币体化趋势国际金融监创新属金融组织结构创新
选择项：

错
题目15
选择项：

错

高级英语阅读(1)网络课答案
形考务（70分）
Chapter 1 Exercise（分值7分）
题目1
I Vocabulary skills（3 points）
Look at the columns below Match each vocabulary word on the right with the correct definition on the left (05 points each)
1the bus or subway
2proof of completion of courses of students
3money for students from scholarships grants or loans
4formal talks by professors or instructors on subjects of study
5courses by video video conferencing or computers to students in different places
6the points or grade a student gets on a test
答案：

II Reading Comprehension (4 points)
Read the passages then answer the questions that follow (1 point each )
Experiencing Culture Shock
A When Eliza James arrived at the University of Xian she was excited to live in a new country to improve her Chinese and to experience a culture so different from her own But soon her excitement turned to frustration as she encountered one roadblock after another I felt like I couldn＇t accomplish anything My dorm room had no heat I couldn＇t get into the classes I wanted and every time I asked someone for help they gave me the runaround I felt like no one was listening to me Eliza met with administrators sent letters of complaint and even contacted the consulate in Beijing but she got nowhere What Eliza didn＇t realize was that her American approach to solving problems was very different from the Chinese one in which patience and negotiation skills are key She soon learned how to solve problems within the cultural norms of Chinese society instead of forcing her own values onto those around her I finally feel like I fit in and that I know what I＇m doing In fact it＇s really fun being in a place that＇s so incredibly different from what I am accustomed to
B Yoshi Yamamoto is a junior at a small college outside of Boston Although he is an honors student now Yoshi didn＇t always have such an easy time studying in America Teaching methods are very different here than they are in Japan It took me a long time to get used to learning in seminars and discussing ideas with my classmates At first it seemed like I wasn＇t actually learning anything Yoshi＇s reaction was to totally withdraw he didn＇t participate in class discussion he spent lots of time alone in his room and he even skipped class on occasion I thought I could teach myself Now I recognize the value of the US academic system and I am able to adapt it to my own learning style
C Both Eliza and Yoshi experienced what is called culture shock psychological disorientation due to living in a new culture For many international students studying abroad can offer exposure to new cultures and an opportunity to study new fields and languages However it also offers the greater challenge of trying to function in a foreign culture Studying and reading about a certain culture is poor preparation for the reality of living in it According to psychological studies the four stages of culture shock are 1 euphoria 2 hostility 3 gradual adjustment and 4 adaptation Culture shock can be manifested in many ways homesickness boredom stereotyping of or hostility towards the host culture overeating or overdrinking withdrawal and inability to work effectively
D Different people experience different levels of culture shock and react in different ways For example Eliza got angry while Yoshi withdrew from society The most important thing to remember is that culture shock is normal it is not something to be ashamed of Luckily there are some things international students can do to make their adjustment to a new country go more smoothly For instance they can stay in touch with family and friends from home join international student organizations meet people from their own countries and get involved in campus activities Most importantly they can adjust to life abroad by keeping a sense of humor and trying to remain positive
Recognizing Paragraph Topics（choose the paragraph letter）
题目2
7 an explanation of culture shock
选择项：
A A
B B
C C
D D
题目3
8 ways that students can adjust to living in a new country
选择项：
A A
B B
C C
D D
题目4
9 the experience of an international student in the United States
选择项：
A A
B B
C C
D D
题目5
10 the experience of an international student in China
选择项：
A A
B B
C C
D D
Chapter 2 Exercise（分值7分）
题目1
I Vocabulary Skills（2 points）
Sometimes examples can explain the meaning of a word or phrase For example sun rain and wind are examples of kinds of weather Look at the columns below Match each vocabulary word or phrase in the first column with the examples in the second column (04 points each)
1kinds of extreme weather
2Earth’s natural materials and gases
3 diseases or health disorders
4 seasons of the year
5 natural areas or regions of the earth
答案：

II Reading Comprehension (5 points)
Complete the following statements by choosing the best from the answers A B or C (1 point each)
Seasonal Affective Disorder More than Just the Blues
A Joshua dreads the winter months not only because of the cold New England weatherthe sleet snow wind and rainbut because as the seasons change from summer to fall to winter the days get shorter As the days get shorter he starts feeling depressed and irritable and spends more and more time at home eating and sleeping A graduate student in philosophy Joshua finds that he gets little work done during the winter months and has trouble paying attention in class and concentrating on his research I soon realized that what I thought was just the ＇winter blues＇ was something more extreme than that Josh visited a doctor who diagnosed him with SAD
B Seasonal Affective Disorder or SAD is a kind of depression that occurs seasonally It is associated with the long hours of darkness and lack of sunlight during the winter months (people with SAD usually feel worse from December through February) Scientists don＇t completely understand the exact causes of SAD but they believe it is related to a biochemical imbalance in the hypothalamus The hypothalamus is the basic part of the brain that controls the body＇s breathing heartbeat metabolism and hormone release The effects of SAD include moodiness irritability low energy increased appetite for carbohydrates (foods such as potatoes rice and bread) difficulty concentrating and the tendency to oversleep
C Although doctors described SAD for the first time in 1984 humans have probably dealt with the disorder for thousands of years It is not a coincidence that many cultures have important celebrations during the short days of the winter months Christmas Hanukkah and Winter Solstice celebrations all occur in December These celebrations involve lighting candles in order to bring light warmth and happiness to an otherwise depressing time of year
D So what can SAD sufferers do to feel better Naturally they need more light For people who have mild cases of SAD exercising in the morning sun could be enough to help them Phototherapy or light therapy is usually prescribed for people who have more serious cases of the disorder In light therapy patients sit in front of a light box a strong artificial light for up to four hours a day Phototherapy is effective in over 80 of SAD cases and patients usually see results within three to four days Although the symptoms of SAD are similar to those of clinical depression traditional antidepressants have not proven useful in treating SAD While psychological counseling cannot treat the symptoms of SAD it is recommended to help SAD sufferers learn to accept and deal with their illness
题目2
6 Joshua starts feeling depressed and irritable in the winter because
选择项：
A he gets little work done
B he suffers from Seasonal Affective Disorder
C he is a graduate student in philosophy
题目3
7 Seasonal Affective Disorder or SAD is a condition that researchers believe affects people during the winter months Scientists believe it is caused by
选择项：
A breathing heartbeat metabolism and hormone release
B moodiness irritability loss of energy increased appetite difficulty concentrating and sleepiness
C lack of sunlight and a biochemical imbalance in the brain
题目4
8 Humans have probably struggled with SAD since
选择项：
A ancient times
B December
C 1984
题目5
9 People who suffer from SAD can to feel better
选择项：
A do light therapy
B take antidepressant drugs
C eat carbohydrates
题目6
10 This passage talks about_____
选择项：
A what the SAD effects are
B Both A and B
C how to help SAD suffers
Chapter 3 Exercise（分值7分）
I Reading Comprehension (5 points)
Read the passages then answer the questions that follow (1 point each )
Fast food can be good food
Many people are too busy to prepare and eat three nutritious meals a dayso they turn to the convenience of fastfood restaurants Many of the items at fastfood restaurants snack bars and food stands are fattening and not very nutritiousBut fast food doesn’t have to be unhealthyyou can eat at fastfood restaurants and still eat well
Pay Attention to Calories and Fat Content
By paying attention to the number of calories and fat that a food item has you can make smarter choicesCalories are units for measuring how much energy a food will producecondsider two fastfood meals A quarterpound hamburger with cheese jumbosize friesand a 16ounce soda have a total of 1535 calories and 76 grams of fat a broiled (cooked under direct heat or over a flame )chicken sandwich a side salad with lowfat dressingand a glass of water at the same fastfood restaurant have only 422 calories and 7 grams of fat but maybe you really want a hamburger and fries wellyou can have a small hamburgera small serving of friesand a glass of waterAt a total of 490 calories and 20 grams of fatthat’s still a much smarter choice than the large burger friesand 20 grams of fat that’s still a much smarter choice than the large burgerfriesand sada
There’s More That You Can Do
There are a few additional things you can do to make sure you eat well in fast food restaurantSFirst of allsay no when the cashier asks you if you want to supersize you meal (order an extra large portion of each item)Second ask for no mayonnaise or sauceor ask for it on the side (in a separate dish)Thirdsubstitute(use something instead of something else)healthy foods for fatty ones For exampleinstead of ordering deepfried tempuraorder fresh vegetablesInstead of ordering a beef burrito with lots of cheese and sour creamorder a vegetable burrito with beans and riceand don’t eat the chipsAnother thing you can do is order a side salad or a vegetable soup and eat it firstThat wayyou will eat some vegetablesand you won’t be able to eat as much of your burger and friesFnallyeat slowly and stop eating when you’re full It sounds simplebut many people keep eating even after they become full
题目1
1What is the main idea of this article ________
选择项：
A It’s smart to eat foods with low calories and fat content
B Fast food is always bad for you
C You can eat well in fastfood restaurant
D Fastfood restaurants are the best the place to find healthy foods
题目2
2A small hamburger and small firies has __________
选择项：
A more calories and fat than a chicken sandwich and a salad
B the same amount of calories and fat as a chicken sandwich and a salad
C fewer calories and fat than a chicken sandwich and a salad
D the same amount of calories and fat as a large portion of fries
题目3
3Some things you can do to eat well in fastfood restaurants are________
选择项：
A ask for eatra manyonnaise and sauce and say no to surpersizing
B order a vegetable burrito instead of chips and eat sour cream
C order smaller portions and eat all the food you order
D order healthy foods instead of fatty ones and drink water
题目4
4Manyonnaise and sauces probably_________
选择项：
A make you eat less because they make you feel full sooner
B make you eat more because they make your food taste better
C have a lot of fat and calories
D don’t have a lot of fat and calories
题目5
5 By eating a salad or soup before the rest of your meal_______
选择项：
A you eat less of the rest of your meal
B you eat more slowly
C you get full sooner
D you eat the rest of your meal more quickly
II Vocabulary skills（2 points）
Read the paragraph below and fill in each blank with a word from the box (04 points each)
题目6
changes damaging losing global available
The growing similarities in diet and eating habits around the world are influencing people of various cultures in different ways For example Western foods are 6 damaging health in the industrialized island country of Japan Instead of small meals of seafood rice and vegetables the typical Japanese diet now includes large amounts of meat dairy products and desserts like tiramisu a rich Italian dish full of chocolate cheese and sugar According to Japanese health researchers such 7 changes in eating habits are related to a great increase in health problems such as heart disease strokes cancer and diabetes On the other hand the changing 8 global diet is having the opposite effect on the people in the CzechRepublic The government of this European nation no longer supports meat and dairy products financially so the cost of these foods is going up In contrast fresh fruits and vegetables are becoming more widely 9 available from private markets and stands Cooks are even serving salads to schoolchildren and families are eating healthier homecooked meals For these reasons fewer Czech men are having heart attacks the women are 10 losing a lot of weight and most people are living healthier lives
Chapter 4 Exercise（分值7分
I Vocabulary Skills（2 points）
题目1
Match each vocabulary word on the left with the correct definition on the right (04 points each)
1make sense
2pedestrians
3vehicle
4teenager
5fine
答案：

II Reading Comprehension (5 points)
Complete the following statements by choosing the best from the answers A B C or D (1 point each)
These days it’s getting easier and easier to find your way around Some people have GPS devices in their cars to make sure they don’t get lost GPS stands for Global Positioning System These devices use satellites in space to see where you are and give you directions to where you want to go And if you don’t have a GPS device you can simply go online to get stepbystep directions Websites like MapQuestcom and mappointmsncom can produce a map and directions in just a few seconds But how do they do it
MapQuest® uses data (information) from a few different sources to produce directions and maps Before MapQuest® went online it sold regular paper maps in places like gas stations The website uses the data from those paper maps information from digital mapping companies and government databases At the moment MapQuest® uses more than 30 computers to read all this data and provides users with millions of maps every day
In order to find the best route (way or path) from one place to another MapQuest® first has to look at all possible routes Then MapQuest® looks at each part of each possible route It considers the types of roads on the different routes Are they dirt roads paved roads freeways or city streets It looks at how many turns there are in each route and what kinds of turns they are Are they right turns or left turns It also considers the speed limit on each road and how many intersections there are An intersection is a place where two or more roads cross each other
MapQuest® can also tell you how long your trip will take you It does this by doing some math MapQuest® bases its estimated driving times on the length and speed limit of each part of the route and the amount of time it probably takes to get through each intersection For example it allows more time for a left turn at an intersection than it does for a right turn Someday maybe we will have cars that can just drive us wherever we want to go but for now mapping websites make it a little harder to get lost
题目2
6What is the main idea of this article
选择项：
A Why mapping websites don’t work well
B Why mapping websites are better than paper maps
C How mapping websites work
D How the first mapping website started
题目3
7According to the article MapQuest®______
选择项：
A started as maker of government databases
B started as an Internet company
C uses millions of computers to read data
D starting by selling paper maps
题目4
8When you search for directions the first thing MapQuest® does is_______
选择项：
A consider how many turns you want to take
B print out a map and directions
C estimate driving time
D look at all possible paths
题目5
9When it’s deciding on the best route MapQuest® probably chooses ________
选择项：
A the route with the most turns
B dirt roads instead of paved roads
C freeways instead of dirt roads
D city streets instead of freeways
题目6
10 To estimate your driving time MapQuest® considers _________
选择项：
A the distance between turns on your route
B the speed limit for half of the route
C the fastest and slowest speed limits on your route
D the speed limits and types of turns on your route
Chapter 5 Exercise（分值7分）
I Reading Comprehension (5 points)
Read the five mainidea questions that follow about the information in the reading Three details correctly answer each question Cross out the untrue unrelated detail (1 point each )
题目1
1 What are the definitions of the two main types of families
选择项：
A Human beings lived in looselyrelated groups Each group had a common ancestor long time ago
B The nuclear family consists of two parents and their biological or adopted children
C The extended family may include grandparents parents children and relatives living together on the same street or in the same area
D The nuclear family is the same as the extended family
题目2
2 What are the reasons for the changes in the structure of the family
选择项：
A The divorce rate went down and the birthrate began to rise in the early 1900s in the United States
B Couples did not want many children then
C In the early 1900s in the United States the divorce rated went down and the birthrate went down
D At that time couples were staying married for few years
题目3
3 What happened to families in industrialized countries in the 1930s and 1940s
选择项：
A Before and during World War II families faced few financial problems and women didn’t have to work away from home
B Men were at war so women had to work outside the home
C Before and during World War II families had problems
D Families had serious financial problems during World War II
题目4
4 What changes will happen to family structure during the next decades
选择项：
A Divorces would be fewer mothers would stay at home after the war
B Children began living at home longer
C After the war family structure changed back
D After the war there were more divorces and fewer stayhomemothers
题目5
5 What will families be like in the future
选择项：
A Many people want the traditional twoparent family back
B Twoparent family will probably come back and all other family forms will end
C Unmarried parents with adopted or foster children and oneperson households
D There may be more singleparent families
II Vocabulary Skills（2 points）
Read the paragraph below and fill in each blank with a word from the box ( 04 points each)
题目6
living extended category typical believe
The Family of the Future
Many people today would like the traditional twoparent family back—that is to say they want a man and a woman to marry for life they also think the man should sport the family and the woman should stay home with the children However few families now fall into this 6 category In fact if more women decide to have children on their own the singleparent household may become more 7 typical than the traditional family in many countries Also unmarried couples may decided to have more children—or they might take in foster children or adopt And because people are staying single and 8 living longer (often as widows) there may be more oneperson households in the future On the other hand some people 9 believe similar events happen again and again in history If this is true people may go back to the traditional 10 extended or nuclear family of the past Others think the only certainty in history is changing in other words the structure of the future family could begin to change faster and faster—and in more and more ways
Chapter 6 Exercise（分值7分）
I Vocabulary skills（2 points）
Complete the following statements by choosing the best from the answers A B C or D （04 points each）
题目1
1 Some examples of the architecture of old Europe are the magnificent cathedrals and castles The design and building styles of modern architecture are excellent too What does the noun architecture mean in these sentences
选择项：
A the place with significant civilization everywhere
B people that study the culture of old Europe and other societies
C the art and science of designing the study of classical literature
D the form and plan of buildings and other structures
题目2
2 Perhaps the real beginning of civilization—with its scientific and technological discoveries and inventions—was in the Middle East and Africa Over five thousand years ago those ancient civilizations had astronomy mathematics medicine government and so on Which word is a synonym of the word civilization
选择项：
A technology
B cathedral
C culture
D astronomy
题目3
3 The cultural legacy of ancient Chinese and Indian peoples included walled cities the first governments tools for work and weapons for protection odern peoples built on this legacyWhat is a possible explanation of the word legacy
选择项：
A ideas and achievements passed from earlier generations to modern society
B a gift of money that somebody gives to another person
C international business conducted in cities and government structures
D the state or condition of being legal not against the law
题目4
4 For me the idea of ancient culture creates a contradiction in definitions said Karen going against Mei’s views Only modern things can be part of cultureOf course people that like classical art and music will contradict me
What might the noun contradiction mean
选择项：
A the opposition of two opinions
B wearing a Hawaiian shirt in an ancient culture
C the short forms of two words together
D to put words together
题目5
5 Because of the worldwide media—movies TV CDs the Internet newspapers magazines—everybody knows the same information plays the same music and enjoys the same jokesHow might you define the phrase the media
选择项：
A the combination of visual sound and printed ways to send ideas around the world
B communication styles include motions gestures and facial expressions
C the tradition of being in the middle—not on the extremes of possible views
D events that appear in the daily news and that everyone knows about
IIReading Comprehension (5 points)
Decide whether the following statements are true or false Write T for True and F for False （1 point each）
题目6
Many visitors to different countries don’t realize how important it is to understand a country’s culture Sometimes people learn this lesson by making a big crosscultural blunder or embarrassing mistake In business situations these blunders can cost a lot of money or end business relationships
6It is important to understand other people’s cultures before you do business with them
选择项：
A F
B T
题目7
For example one company wanted to sell toothpaste in Southeast Asia In their advertisements they claimed that their toothpaste whitens teeth They didn’t understand that many of the local people chewed betel nuts to make their teeth black and that these people thought black teeth were attractive
7 The toothpaste company probably kept using the same advertisement in Southeast Asia
选择项：
A F
B T
题目8
In another case a car company tried to sell a car called Matador in a Spanishspeaking country The company thought that it was a strong name because it means bullfighter In Spanish matador is indeed a noun meaning bullfighter But it is also an adjective meaning killing Imagine driving around in a car called Killing
8 The car company that tried to sell a car to a Spanishspeaking country probably didn’t sell many Matador cars in that country
选择项：
A F
B T
题目9
A European businessman had an important meeting with a company in Taiwan He wanted to bring gifts for the people he was meeting with He thought that something with his company’s logo on it would be a nice gift So he bought some very nice pocket knives and had his company’s logo printed on them He didn’t know that giving a knife as a gift symbolizes cutting off a friendship
9 The European businessman probably researches new cultures before he visits them now
选择项：
A T
B F
题目10
It’s very easy to make blunders like these people did But it’s also very easy not to Before you visit a new country research that country’s customs and etiquette (social rules for polite behavior) You can find a lot of information online Just go to a search engine and type in key words like crosscultural etiquette or cultural information Taiwan By spending a few minutes doing research you can save yourself from a lot of embarrassment and make sure you don’t accidentally offend anyone
10 What you can disagree with people to save yourself from making crosscultural blunders
选择项：
A T
B F
Chapter 7 Exercise（分值7分）
I Reading Comprehension (5 points)
Decide whether the following statements are true or false Write T for True and F for False on the Answer Sheet (1 point each)
题目1
For instance a doctor doesn’t always have time to thoroughly explain an illness In these cases the Internet can be a valuable resource—a place to read all about the causes symptoms and remedies for an illness
1 One benefit of using the Internet as a medical resource is it has a lot of information about illnesses and diseases
选择项：
A F
B T
题目2
For example some websites claim that sniffing (smelling) a newspaper can cure nausea (the feeling of being sick to your stomach and wanting to vomit)
2 One possible remedy for nausea is drinking a lot of tea
选择项：
A T
B F
题目3
Other websites suggest that a person with a cold should keep a piece of raw garlic in his or her mouth all day and bite down on it every few minutes to release the juice People with smelly feet are told to soak their feet in tea for half an hour
3 The websites remedies might be unpleasant or odd but they probably will cause harm And who knows They might actually be unhelpful
选择项：
A F
B T
题目4
An herbal remedy for helping your memory may also be a blood thinner So if your doctor prescribed (put you on) a blood thinner and you start taking this herb without asking your doctor about it a simple cut could be deadly you might not be able to stop bleeding
4 A person who is taking a prescribed drug should probably talk to the doctor before taking an herbal remedy
选择项：
A F
B T
题目5
The bottom line is this be careful when using the Internet as a health resource Use it to find information that you can discuss with your doctor But don’t spend a lot of money on miracle cures
5 The best way to use the Internet as a medical resource is to read about your illness and discuss what you find out with your doctor
选择项：
A T
B F
II Vocabulary skills（2 points）
Read the paragraph below and fill in each blank with a word from the box ( 04 points each)
题目6
disease substance classification prevent figure
In a smalltown farm market hundreds of elderly people drink a glass of sour dark cherry juice every day These happy senior citizens some of them over the age of 90 claim that the natural fruit juice cures—or at least decreases—the pain of their arthritis a 6 disease of the joints of the aging body It’s a folk remedy not a proven medical therapy Nevertheless science is beginning to 7 figure out why sour cherry juice might work to improve the health of patients with arthritis The secret is in the 8 substance that gives the cherries their dark red color It belongs to a 9 classification of natural nutrients that color blueberries strawberries plums and other fruits—and vegetables too Moreover these coloring substances may help to 10 prevent serious health disorders like heart disease and cancer In other words vitamins and fiber are not the only reasons to eat fruits and vegetables To take advantage of natural whole foods advise nutritionists
Chapter 8 Exercise（分值7分）
I Vocabulary Skills（2 points）
Complete the following statements by choosing the best from the answers A B C or D ( 04 points each)
题目1
1At all hours the media offer language learners reallife audio visual instruction and practice in aural comprehension
选择项：
A hospital and health information
B understanding spoken language
C the answers to test questions
D reallife experience
题目2
2 Highquality TV programming —a good plan of shows about various fields of study—can increase people’s knowledge and improve their thinking abilities
选择项：
A scientific and medical shows
B movies with good music
C academic lecture courses
D choice and organization of shows
题目3
3 Television and video provide almost everyone with good entertainment—a pleasant way to relax and spend free time at home
选择项：
A amusement or pleasure
B freedom from worry and tension
C relaxation through exercise
D fun through serious study
题目4
4 Images of violence on the screen scare people giving them terrible nightmares when they sleep
选择项：
A dark stormy weather
B bad conditions
C physical disabilities
D behavior that hurts people
题目5
5 The talk shows of trash TV make instant stars of real people with strange or immoral ideas who tell their most personal secrets shout angrily and attack one another
选择项：
A valuable programs
B negative effects
C shows without quality
D normal life stories
II Reading Comprehension (5 points)
Complete the following sentences by choosing the best from the answers A B C or D (1 point each)
A
Everyone makes mistakes or so the saying goes But have you ever heard about mistakes in Hollywood When most people think of Hollywood they think of blockbusters (very successful movies) highpaid actors glitz and glamour But according to one Website many Hollywood movies are full of mistakes Some are technical errors For instance in a scene of the sciencefiction adventure film The Matrix when the main character steps out of his car the viewer can clearly see the camera crew in the car window In another scene the same character is typing on his computer yet the computer screen is blank Other movie mistakes are historical For example the epic Gladiator an Oscar winner is known for having lots of historical errors Throughout the movie the gladiator Maximus refers to his home in Spain and the other characters call him the Spaniard However in 180 AD when the movie takes place Spain as a country or even as a concept didn＇t exist yet At another point in the movie Maximus says that his homeland of Spain has the best horses But horses weren＇t brought to the Iberian Peninsula until the invasion of the Moors (North Africans) in 711 AD more than 500 years after the movie takes place The historical drama Titanic another Oscar winner also has its share of historical blunders The Titanic sunk in the year 1912 So why is one of the characters wearing a digital watch In fact movie watchers have found over 100 mistakes in The Matrix Gladiator and Titanic Can you think of any errors in your favorite films
B
How susceptible are you to advertising Has a TV commercial or magazine ad ever made you buy the product that was advertised If so perhaps you have been subjected to subliminal advertising Subliminal advertising is a kind of advertising that appeals to the subconscious The word subliminal comes from the Latin sub meaning lower beneath or under and limen meaning threshold (the level at which something begins to happen) Thus subliminal advertising stimulates your brain at a level below conscious perception You cannot see hear or perceive subliminal ads but they may affect you just the same
There are two main types of subliminal ads The first involves flashing messages quickly during a commercial or film The messages appear and disappear so rapidly that the mind cannot process them consciously but it might receive them passively at a subconscious level James Vicary a market researcher first introduced this kind of subliminal advertising in 1957 when he flashed the words Eat Popcorn and Drink CocaCola every five seconds during a movie The messages couldn＇t be seen yet Vicary claimed that the moviegoers＇ brains could perceive them Coke sales went up by 18 and popcorn sales by over 50 More recently the same type of subliminal advertising was used in a negative ad for a political campaign In the ad the word rats flashed up briefly during the part of the ad describing one party＇s healthcare plan The purpose was to associate that opposing party with the negative word rats The second kind of subliminal advertising involves hiding or incorporating images into visual advertisements A wellknown example is on a package of a famous brand of cigarettes Some say that if you look closely you can see the image of a man who is sexually aroused In fact a lot of subliminal advertising involves sex coming from the idea that sex sells One media researcher claims that everything from crackers to alcohol to soda has used subliminal sexual imagery to appeal to buyers
Although studies show that consumers believe strongly in the power of subliminal ads no one can prove the effects of subliminal advertising Psychologists and others who study subliminal stimuli have not been able to show that subliminal advertising actually works Many advertising researchers believe that traditional ads in which a powerful image is used to sell a product are more effective than subliminal advertising All the same it still remains a controversial topic one that is on the mind of buyers and sellers alike
题目6
6 What is the best title for the Paragraph A
选择项：
A The Success of Hollywood Movie Madness
B Hollywood Bloopers Mega Movie Mistakes
C History or Hollywood Hollywood Interprets Famous Historical Events
题目7
7 What is the best title for the Paragraph B
选择项：
A The Effect of Advertising on the Human Brain
B Sex Sells This History of Sex in Advertising
C Subliminal Advertising What Is It Does It Work
题目8
8The Moors invaded Spain ______ the movie Gladiator takes place
选择项：
A before
B after
C since
题目9
9 Another word for mistake is ______
选择项：
A error
B blunder
C A and B
题目10
10The subconscious is the part of the brain that _______
选择项：
A passively notices and remembers information
B actively notices and remembers information
C does not notice or remember information
Chapter 9 Exercise（分值7分）
I Vocabulary Skills（2 points）
题目1
Which of the words below contain a prefix with a negative meaning Choose N Choose X for the words without negative meanings ( 04 points each)
discourage
答案 N
disrespect
答案 N
illustrate
答案 X
instant
答案 X
illegal
答案 N
II Reading Comprehension (5 points)
Complete the following statements by choosing the best from the answers A B C or D (1 point each)
Meeting the Perfect Mate
What is the best way to meet the perfect husband or wife I am continuing to interview students on campus trying to answer this question for my sociology class So far people have mentioned arranged matches discos and bars computer dating services and personal ads One guy even said he thought supermarkets were the best places to meet women I guess you can talk a lot about a head of lettuce
I decided to go to the school cafeteria to interview some people there
I think date cafés are the best way to meet people said my friend Rahul
Date cafés What＇s that I asked
Well a date café is both a café and a dating service You go to the café order a cup of coffee or whatever you want and look through people＇s profiles Then if someone interests you you can send him or her an email and arrange a date at the café You can also fill out your own profile and have people email you The form asks you about everything from looks to interests to religion The date café is a relaxed way to make contacts
Are there many of them around I asked
Hmm Well there＇s one near campus called Drip In fact I had a Drip date just last week said Rahul
Drip But isn＇t that a word that＇s used to describe someone who is dull and boring It doesn＇t sound too promising
Yeah well it＇s funny you say that because my date was pretty uninteresting She barely talked at all and she kept looking down at her coffee mug
Well what about a mail order bride said Rahul＇s roommate Joni
A what I asked
A mail order bride You know you search for your wife in a catalog and the next thing you know you＇re married With the Internet it＇s easier than ever she said
Ugh that sounds awful I said Have you ever met anyone who has done that
Yes my uncle did it His marriage ended a year later The truth is I＇m against it Usually the women come from poor countries and don＇t know what they＇re getting into My uncle＇s wife had a really hard time adjusting and went back to her country as soon as they split up
I think mail order is out Any other suggestions
I find that meeting people through classes or extracurricular activities is a good idea said Michelle For instance I signed up for a Japanese cooking class both because I like Japanese food and because I thought I might meet someone nice with similar interests
And did you
Yeah I made lots of friends Sumi Katrina Mariahno guys though The class was 90 women In fact now that you mention it the same thing happened with the salsa class the pottery class and my Tai Chi class I met a lot of nice women but I definitely did not find the man of my dreams
Last I interviewed a couple in the library
Friends they said We met through friends It＇s the best way to find the perfect mate
Really I said And why is that
Well your friends usually know what you like And also you know the person is someone you can trust not like meeting someone in a bar or a supermarket For instance we met because Chris＇s lab partner thought we would really get along
Yeah Scott and I met and I immediately liked him I emailed him and it took him three months to email me back
Well I＇m a little shy but it eventually worked Here we are a year later and still together
Well that＇s the best story I＇ve heard yet I said But if I＇ve learned one thing in this study it＇s that meeting someone special no matter how you do it is difficult
题目2
6If you interview someone you __
选择项：
A ask himher a lot of questions
B ask himher to fill out a form
题目3
7 A person＇s profile probably __
选择项：
A shows a picture of the person
B tells something about the person
题目4
8 A drip is __
选择项：
A a kind of computer dating service
B a dull boring person
题目5
9 If something is awful it＇s __
选择项：
A interesting and unusual
B unpleasant and bad
题目6
10 If you and your mate split up you __
选择项：
A end your relationship
B get engaged
Chapter 10 Exercise（分值7分）
I Reading Comprehension (5 points)
Decide whether the following statements are true or false Choose T for True and F for False (1 point each )
题目1
Competition in Olympic sports is supposed to be fair However in judged sports fairness is impossible Therefore judged sports should be banned from the Olympic games A judged sport is any sport that requires judges to determine a winner For example gymnastics figure skating half pipe (snowboarding) and diving are all judged sports
1The writer believes judged sports should be eliminated from the Olympics
选择项：
A T
B F
题目2
Why do I believe that judged sports should be eliminated from the Olympics First of all judges don’t see everything For example a mistake in figure skating can happen in a fraction of a second If a judge blinks or looks away for a moment he or she might miss the mistake and give the skater a higher score than the skater deserves
2One reason that judged sports should not be allowed in the Olympics is that judges can have different opinions
选择项：
A T
B F
题目3
Second two judges can disagree about which athlete gave the best performance In sports in which the difference between gold and silver is usually a few hundredths of a point this kind of subjectivity is unacceptable Can anyone really say with certainty that a gymnast who receives a score of 9825 is a better gymnast than one who scores 9823
3One argument against banning judged sports from the Olympics is that people should stop arguing about it
选择项：
A T
B F
题目4
A lot of people claim that judged sports are subjective and should not be allowed in the Olympics They feel that only sports that are measured objectively for things like speed such as swimming track and skiing should be allowed because judges can’t be objective and fair I disagree with these people Why I believe that no sport is 100 fair and objective
4 The writer here believes all sports are objective
选择项：
A T
B F
题目5
Some athletes may win because their equipment is better than their opponents’ equipment For example in the 2000 summer Olympics some swimmers wore controversial hightech suits The maker of the suit claimed that the fabric could make a swimmer 3 faster No one could prove that this was true but they couldn’t prove that it wasn’t true either
5 The equipment can be one reason that decides athletes’ sports scores
选择项：
A T
B F
题目6
II Vocabulary Skills（2 points）
Match the following vocabulary items on left with their possible explanations on right ( 04 points each)
coworker
contribute
promotion
progress
intermission
答案：

形考务二（30分）
破冰行动（属章：Guidelines分值5分需教师批阅）讨区
异国特色食谱（属章：Chapter 3分值5分需教师批阅）讨区
身边家庭模式（属章：Chapter 5分值5分需教师批阅）讨区
新闻采访稿（属章：Chapter 8分值5分需教师批阅）互动评价
网表现（属章：章节分值10分需教师批阅）

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