款合
合编号:
贷款方:
款方:
保证方:
(款合中应否保证方应视款方否具银行规定定例资金适销适物资财产者根贷方双方否提出担保求确定)
款方进行_生产(营活动)贷款方申请款聘请_作保证贷款方业已审查批准三方(双方)协商特订立合便遵守
第条 贷款种类_
第二条 款途_
第三条 款金额 民币(写)_元整
第四条 款利率 款利息千分_利清遇国家调整利率新规定计算
第五条 款款期限
1款时间_年零_月_年_月_日起_年_月_日止款分期:
贷款期限 贷款时间 贷款金额
第期 年 月底前 元
第二期 年 月底前 元
第三期 年 月底前 元
第六条 款资金源款方式
1款资金源:_
2款方式_
第七条 保证条款
1款方____做抵押期贷款方贷款贷款方权处理抵押品
款方期数贷款抵押品贷款方退款方
2款方必须款合规定途款挪作款进行违法活动
3款方必须合规定期限付息
4款方义务接受贷款方检查监督贷款情况解款方计划执行
营理财务活动物资库存等情况款方应提供关计划统计财务会计报表资料
5需保证担保时保证履行连带责款方追偿权利款方义务保证进行偿
6营理善关闭破产确实法履行合处理财产时国家规定员工资必维护费时应优先偿贷款级部门决定关停转撤销工程建设等措施者抗力意外事致合法履行时贷款方申请变更解合免承担违约责
第八条 违约责
款方违约责
1款方合规定途款贷款方权收回部分全部贷款违约部分银行规定利率加收罚息情节严重定时期银行停止发放新贷款
2款方逾期款贷款方权追回款银行规定加收罚息款方提前款应规定减收利息
3款方款造成损失浪费利款合进行违法活动贷款方应追回贷款息关单位直接责应追究行政济责情节严重司法机关追究刑事责
二贷款方违约责
1贷款方未期提供贷款应违约数额延期天数付款方违约金违约金数额计算应加收款方罚息计算相
2银行信合作社工作员失职行造成贷款损失浪费利款合进行违法活动应追究行政济责情节严重应司法机关追究刑事责
第九条 解决合纠纷方式:
执行合发生争议事双方协商解决协商成双方意_仲裁委员会仲裁(事双方合中约定仲裁机构事没达成书面仲裁协议民法院起诉)
第十条
合非款合条例规定允许变更解合情况发生方事擅变更解合事方款合条例求变更解款合时应时采书面形式通知事达成书面协议合变更解款方已占款应付利息应合规定偿付
合未事宜须合方事协商作出补充规定补充规定合具等效力
合正式三份贷款方款方保证方执份合副式__报送…等关单位(公证鉴证应送公证鉴证机关)留存份
贷款方:(公章)
代表:(盖章)
款方:(公章)
代表:(盖章)
保证方:(公章)
代表:(盖章)
签约日期:
签约点:
款合二
款:
borrower
贷款:
lender
抵押:
mortgagor
保证:
surety
出质:
pledgeor
明确方权利义务根合法贷款通关法律法规订立合
this contract is made in line with the contract law of the people's republic of china and the general provisions of loans of the people's bank of china to specify the rights and obligations of parties involved
贷 条 款
loan borrowing clause
第条 款金额见361
article 1 amount of loan refer to 361
第二条 款途见362
article 2 purpose of loan refer to 362
第三条 款期限
article 3 life of loan
31见363
31 refer to 363
32贷款证合分割组成部分款实际放款日款日款
贷款双方办理证记载日期准日期外证记载事项
合致合准
32 a certificate of indebtedness or a loan voucher is an integral part of this contract the date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the terms and conditions on this contract except date the latter shall prevail
第四条 款划付款办妥款手续5营业日全部款项划款指定账户划付次数时间金额见 364
第五条 article 4 transferring of loan the full amount of loan shall be transferred to an account designated by the borrower within 5 working days from the date of completing borrowing procedure refer to 364 for the frequency time and amount of transferring
第五条 款利率计息
article 5 interest rate of loan and calculation
51 款利率合项款利率根国家关规定确定利率见—36—5 遇利率调整时款期限1年(含)执行合利率分段计息款期限1年实行分段计息利率调整次年1月1日开始相应利率档次执行新利率款未约定时间款息未合约定途款贷款国家规定款计收罚息罚息率见366
51 interest rate of loan the interest rate under this contract is specified in 365 in line with relevant rules in case of change of interest rate the interest rate stipulated in the contract shall prevail for loans with a life of less than or equal to one year for loans with a life exceeding one year the interest shall be calculated on a multistage basis ie from next jan 1st following the adjustment of interest rate the new rate shall prevail in case the borrower fails to repay the principal and interest before the due date or fails to use the loan for purposes as agreed in this contract the lender shall be entitled to collect default interest in line with relevant rules the default interest rate is specified in 366
52遇利率调整时实行分段计息贷款权根国家关规定行调整行通知款
52 in case of calculating interest on multistage basis due to adjustment of interest rate the lender shall be entitled to adjust the interest rate on his own without further notice to the borrower
第六条 款方式
article 6 type of repayment of loan
61 款应贷款开设帐户户名帐号见 367 保证次款日前足额存入期应款项存款款授权贷款款该帐户中扣收款金利息发生复利罚息违约金保费损害赔偿金实现债权费(含律师费诉讼费)该帐户资产足期贷款息贷款权款中国工商银行分支机构开立帐户划收
61 the borrower should open an account with the lender( the account name and account number are specified in 367) and promise to deposit sufficient money for repayment before each due date the borrower hereby authorizes the lender to collect if any compound interest default interest liquidated damage premium compensation and expenses arising from the realization of creditor’s right (including lawyer’s fee and court expense)in addition to due principal and interest of loan in case the asset in this account is not enough for repayment of due principal and interest the lender shall be entitled to collect from any account opened by the borrower with any branch of icbc
62贷款款双方商定贷款发放次月起款月贷款息(次性付息外)款期数款方式见 368
62 the borrower shall repay the principal and interest on a monthly basis (except repaying principal and interest in a lump sum) from the second month following the issuing of loan as agreed between the borrower and lender the repayment tenors and type are specified in 368
63款期间遇利率调整执行合51条实行分段计息款期限1年应利率调整次年1月1日开始根未偿款余额剩余款期数进行调整重新计算款金额
63 in case of multistage calculation of interest as specified in 51 due to adjustment of interest rate during the life of loan the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next jan 1st following the adjustment of interest rate
64款提前贷款须贷款书面意提前部分利息合约定利率该部分实际天数计算
64 repayment of the loan ahead of schedule by the borrower shall be subject to written consent from the lender the interest of prepaid amount should be calculated on the basis of rate specified in this contract and actual days
第七条 担保方式合担保担保方式见 369具体约定合中相应担保条款确足
article 7 guaranty type the guarantor and guaranty type under this contract is specified in 369 the specific stipulations are stated in corresponding guaranty clauses
第八条 款权利义务
article 8 rights and obligations of the borrower
81款权利:
81 rights of the borrower
合约定期限途取款
obtain and use the loan for the period and purposes as agreed in this contract
款合三
贷款方__________________
款方__________________
款途
二款金额
款方贷款方款民币元
三款利息
支贷款日起实际支数计算利息计算复利合规定
款期年利款方果期款逾期部分加收利率
四款期限
款方保证年月起年月止合规定利息偿款
贷款逾期部分贷款方权限期追回贷款
五保证条款
()款方__________________做抵押期贷款方贷款贷款方
权处理抵押品款方期数贷款抵押权消灭
(二)款方必须款合规定途款挪作
款进行违法活动
(三)款方必须合规定期限付息
(四)乙方款保证____________确保契约履行愿乙方负连带返款息
责
六合争议解决方式
双方协商解决解决成意提交_______区民法院(选择性条款违反域辖级辖选择原告告标物合签订合履行)
七合__________________生效合式两份双方执份合文具等法律效力
甲方(签字盖章):______________乙方(签字盖章):______________
合签订日期______________合签订日期______________
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