银行常用英语


    Banking English
     
     
     
     
    What kind of account did you have in your mind
    想开种帐户
     
    Do you like to open a current account
     
    想开活期存款帐户
     
    A deposit or current account
     
    定期活期
     
    Please tell me how you would like to deposit your money
     
    请告诉想存种户头
     
    There's a service charge for the checking account but no charge for the savings
     
    支票户头收服务费现金户头收
     
    Our minimum deposit for a savings account is 100 dollars
     
    储蓄存款低存款额100美圆
     
    Five yuan is the minimum original deposit
     
    低起存款额5元
     
    You can open a savings account at any time with an initial deposit of 50 dollars
     
    时50美圆起存额开立储蓄帐户
     
    Even one yuan is all right
     
    甚元起存
     
    Here is your pasbook Please bring it back when you deposit or withdraw money any time you like Keep it well and inform us whenever you lose it
     
    存折存取款时请带保存折遗失请告诉
     
    I should like to open a current account
     
    想开活期存款帐户
     
    I need a checking account so that I can pay my bill
     
    需开支票帐户样付帐
     
    We'd like to know how we open a checkingsavings account
     
    想知道开支票储蓄帐户
     
    I have a checking account here
     
    里支票存款帐户
     
    I think I'd like a deposit account
     
    想开定期存款帐户
     
    Can I open a current account here
     
    否开活期存款帐户?
     
    I want to open a deposit account with you
     
    开储蓄帐户
     
    I'd like to open a deposit account with you
     
    想开定期存款帐户
     
    Could you tell me the difference between a savings account and a checking account
     
    请告诉储蓄存款支票存款区?
     
    Please tell me the procedure for opening a savings account
     
    请告诉开储蓄帐户需什手续
     
    Will 100 yuan be enough for a minimum deposit
     
    100元作低存款额够?
     
    I'd like to know whether a 200 yuan deposit will be enough for opening a checking account
     
    想知道开支票帐户200元存款否够
     
    Could you tell me how to operate this account
     
    请告诉帐户?
     
    Is there any minimum for the first deposit
     
    第次储蓄低限额?
     
    How much does each account cost
     
    帐户花少钱?
     
     
     
    Useful Phrases
     
    current deposit current account 活期存款
     
    fixed deposit fixed account 定期存款
     
    fixed deposit by installments 零存整取
     
    joint account 联名存款帐户
     
    to open an account 开户头
     
                                   Banking English (二)
     
     
     
    I'd like to know if I can draw on my account for payment of things I buy in Tianjin
    想知道否提取存款支付天津购物费
     
    I want to withdraw 200 dollars from my deposit account
     
    定期存款中支取200美圆
     
    I want to close my account with you
     
    想结束帐户
     
    I'd like to draw 100 yuan against this letter of credit
     
    想份信证提款100元
     
    May I draw money against the letter of credit here
     
    份信证取钱?
     
    Could you tell me my balance
     
    否存款结余金额告诉?
     
    Please let me know my balance
     
    请告诉结余金额
     
    I think you can draw on this account by cheque in payment of goods
     
    支票提款支付购物费
     
    Your balance at the bank is 300 yuan
     
    行结余300元
     
    Your deposit is exhausted
     
    存款支净
     
    Your letter of credit is used up
     
    信证完
     
    Please tell me how you wish to draw your money
     
    请告诉希样支款
     
    Fill our a withdrawal form please
     
    请填写取款单
     
    The letter of credit is exhausted
     
    信证款子已提清
     
    The letter at Counter 6 will pay you against your number slip
     
    六号柜台出纳员根号码牌付钱
     
     
     
    Useful Words and Phrases
     
    to close an account to clear an account 结清
     
    to draw money 取款
     
    drawingout slip 取款单
     
    the number slip 号码牌
     
    a withdrawal form 取款单
     
    to fill in the receipt in duplicate 式两份填张收
     
    teller cashier 出纳员
     
     
     
    Tell me the current rate for RMB please
     
    请告诉民币现价
     
    What's your selling rate for RMB yuan in notes today
     
    天民币现钞售价少?
     
    What's the dollar going for today
     
    美圆天售价少?
     
    Our buying rate for notes is 523 yuan for 100 dollars
     
    100美圆现钞买入价523元
     
    It's 200 French francs at today's selling rate
     
    天卖出价200法国法郎
     
    The buying rate of US dollar notes is 460 yuan per hundred dollars
     
    美圆现钞买入价100美圆付460元
     
    Useful Phrases
     
    buying rate 买进价格
     
    selling rate 卖出价格
     
     
     
    And how much will it be in Japanese currency
     
    换成日币少?
     
    How much would I get for 300 Japanese yen
     
    300日圆兑换少钱?
     
    I'd like to know the exchange rate for German marks
     
    想知道德国马克兑换率
     
    What rate are you giving
     
    提供兑换率少?
     
    What's the exchange rate today
     
    天兑换率少?
     
    Please tell me what you would give me for my US dollars
     
    请告诉美圆兑换少钱
     
    Please tell me the current rate for sterling
     
    请告诉英国货币现行兑换率
     
    If you'll wait a moment I'll find out the rates of exchange
     
    请等会查兑换率
     
    Please wait a moment I'll find out the exchange rate between US dollars and RMB
     
    请等会查美圆民币兑换率
     
    It's 470 yuan for 100 dollars
     
    100美圆兑470元
     
    The exchange rate today is 200 yen to the pound
     
    天兑换率英镑兑200日圆
     
    The rate for traveler's cheques is 300 yuan against 100 dollars
     
    旅行支票兑换率100美圆兑300元
     
    These dollars are worth 1000 yuan
     
    美圆换1000元
     
     
     
    Useful Phrases
     
    exchange table conversion table 汇兑换算表
     
    foreign exchange 外汇
     
    exchange rate 外汇率
     
    conversion rate 折合率
     
    foreign exchange restriction 外汇限额
     
    foreign exchange quotations 外汇行情
     
    to check the rate for sb 查牌价
     
                                 Banking English (三)
     
     
     
    Please tell me how much you want to change
    请告诉换少
     
    How much of the remittance do you want to convert into Japanese yen
     
    少汇款换成日圆?
     
    What kind of currency do you want
     
    种货币?
     
    What's it you wish to change
     
    什换?
     
    What kind of currency do you want to change
     
    换种货币?
     
    In what denominations
     
    什面值?
     
    Please tell me what note you want
     
    请告诉什钞票
     
    Will seven tens be all right
     
    7张10元?
     
    Is it in traveler's cheques
     
    换旅行支票?
     
    I'd like to know how I shall give it to you
     
    想知道付钱
     
    How would you like it
     
    什面额?
     
    Would you kindly sign the exchange form giving your name and address
     
    请兑换单签字写出姓名址?
     
    Can you change me some money please
     
    否请兑换钱?
     
    Here it is some French francs Swiss francs American dollars and a few Dutch guilders
     
    :法国法郎瑞士法郎美圆荷兰盾
     
    Would you please give me seven fivepound notes four pound notes and four tenshilling notes and the rest in small change
     
    请7张5镑纸币4张1镑纸币4张10先令纸币剩零票
     
    Would you mind giving me the six pence in coppers
     
    劳驾6便士铜币
     
    I'd like to know if you could change this money back into US dollars for me
     
    想知道否笔兑回成美圆
     
    Could you change these French francs for me
     
    兑换法国法郎?
     
    Can you give me 100 dollars in Swiss francs
     
    否100美圆瑞士法郎?
     
    I'd like to convert the full amount of the remittance into US dollars
     
    想全部汇款换成美圆
     
    I'd like some coins for this note
     
    想张纸币换成硬币
     
    I'd like to break this 50 dollar note
     
    想张50美圆纸币换开
     
    Five twenties and ten singles please
     
    请5张20元10张元
     
    I need 300 dollars in 100dollar cheques
     
    300美圆票面100美圆支票
     
    I hope you'll give me ten traveler's cheques of 100 dollars each
     
    希10张面额100美圆旅行支票
     
    In fives please
     
    请5元票面
     
    Could you give me some small notes
     
    票?
     
     
     
    Useful Words and Phrases
     
    currency money 货币
     
    money changing 兑换货币
     
    an exchange form 兑换单
     
    bank note 钞票
     
    note of large denomination 票
     
    note of small denomination 票
     
    small change 零钱
     
    subsidiary money 辅币
     
    nickel piece 镍币
     
    plastic currency notes 塑料钞票
     
    convertible money 兑换(黄金)纸币
     
     
     
    What's the interest rate for the savings account
     
    储蓄存款利率少?
     
    Do you pay interest on this account
     
    种存款付利息?
     
    Please tell me what the annual interest rate is
     
    请告诉年利率少
     
    Interest is paid at the rate of 1 per annum at present
     
    目前年利率1
     
    It allows you to earn a little interest on your money
     
    存款中获点利息
     
    The account carries interest of 4
     
    该存款4利息
     
    The interest is added to your account every year
     
    年利息加存款中
     
    The interest rate for the savings account is 4
     
    储蓄存款利率4
     
    It varies from time to time At present it is 6
     
    (年息)时期现六厘
     
     
     
    Useful Words and Phrases
     
    interest rate 利率
     
    simple interest 单利
     
    compound interest 复利
     
    legal interest 法定利息
     
    prime rate 优利率
     
    payable interest 应付利息
     
    lending rate 贷款利率
     
    usury 高利贷
     
    the subsidy rate for valuepreserved savings 保值储蓄补贴率
     
                                   Banking English (四)
     
     
     
    How much do you want to deposit with us
    想存少?
     
    How much do you wish to pay into your account
     
    希户头存少?
     
    How much money do you plan to keep in your account on a regular basis
     
    计划户头定期存放少钱?
     
    How much cash do you plan to deposit in your account
     
    少钱存入呢?
     
    I think you may deposit your money with the bank or leave it here for temporary safekeeping
     
    认钱存入银行留银行暂保起
     
    Would you please fill in the depositing form giving the sum of money you're to deposit as well as your name address and professional unit
     
    请填张存款单写明存数额姓名址工作单位?
     
    I want to deposit 300 yuan in my account
     
    想户头存300元
     
    I want to deposit these cheques in my account
     
    想支票存户头
     
    I'd like to pay 200 yuan into my deposit account
     
    想定期存款户头存200元
     
    I want to deposit my paycheck
     
    想存入工资支票
     
    I'd like to know whether I can cash a cheque here
     
    想知道否兑换支票
     
    Will you please cash this traveler's cheque
     
    请兑现张旅行支票?
     
    I'd like to cash this money order
     
    想兑现张汇款单
     
    I want to cash the balance of a traveler's letter of credit
     
    旅行信证结余兑现
     
    Will you please tell me whether you charge for cheques
     
    请告诉兑换支票收手续费?
     
    Could you tell me how much the checks cost
     
    请告诉支票花少钱?
     
    What if I overdraw
     
    果透支办?
     
    Please sign your name on the bottom line if you want to cash the check
     
    果想兑支票请底线签名
     
    Please write your account number on the back of the check
     
    请支票背面写帐号
     
    We honored the check as the overdraft was only 5 yuan
     
    承兑张支票透支额5元
     
    Please endorse the cheque
     
    请背签张支票
     
    The traveler's checks cost 15 of the total amount of purchase
     
    旅行支票手续费购买总额15
     
    Here's the cheque book When you send a cheque by post be careful to cross it but if you wish to cash a cheque yourself you must leave it open
     
    支票簿邮寄支票时注意支票叉线果想开张兑现支票叉线
     
    Each cheque you write will cost 2 dollars
     
    开张支票花2美圆
     
     
     
    Useful Words and Phrases
     
    account number 帐目编号
     
    depositor 存户
     
    payin slip 存款单
     
    a deposit form 存款单
     
    a banding machine 动存取机
     
    to deposit 存款
     
    deposit receipt 存款收
     
    private deposits 私存款
     
    certificate of deposit 存单
     
    deposit book passbook 存折
     
    credit card 信卡
     
    principal 金
     
    overdraft overdraw 透支
     
    to counter sign 双签
     
    to endorse 背书
     
    endorser 背书
     
    to cash 兑现
     
    to honor a cheque 兑付
     
    to dishonor a cheque 拒付
     
    to suspend payment 止付
     
    chequecheck 支票
     
    cheque book 支票
     
    order cheque 记名支票
     
    bearer cheque 记名支票
     
    crossed cheque 横线支票
     
    blank cheque 空白支票
     
    rubber cheque 空头支票
     
    cheque stub counterfoil 票根
     
    cash cheque 现金支票
     
    traveler's cheque 旅行支票
     
    cheque for transfer 转帐支票
     
    outstanding cheque 未付支票
     
    canceled cheque 已付支票
     
    forged cheque 伪支票
     
    Bandar's note 庄票银票
     
    banker 银行家
    president 行长
     
    savings bank 储蓄银行
     
    Chase Bank **银行
     
    National City Bank of New York 花旗银行
     
    Hongkong Shanghai Banking Corporation 汇丰银行
     
    Chartered Bank of India Australia and China 麦加利银行
     
    Banque de I'IndoChine 东方汇理银行
     
    central bank national bank banker's bank 中央银行
     
    bank of issue bank of circulation 发行币银行
     
    commercial bank 商业银行储蓄信贷银行
     
    member bank credit bank 储蓄信贷银行
     
    discount bank 贴现银行
     
    exchange bank 汇兑银行
     
    requesting bank 委托开证银行
     
    issuing bank opening bank 开证银行
     
    advising bank notifying bank 通知银行
     
    negotiation bank 议付银行
     
    confirming bank 保兑银行
     
    paying bank 付款银行
     
    associate banker of collection 代收银行
     
    consigned banker of collection 委托银行
     
    clearing bank 清算银行
     
    local bank 银行
     
    domestic bank 国银行
     
    overseas bank 国外银行
     
    unincorporated bank 钱庄
     
    branch bank 银行分行
     
    trustee savings bank 信托储蓄银行
     
    trust company 信托公司
     
    financial trust 金融信托公司
     
    unit trust 信托投资公司
     
    trust institution 银行信托部
     
    credit department 银行信部
     
    commercial credit company(discount company) 商业信贷公司(贴现公司)
     
    neighborhood savings bank bank of deposit 街道储蓄
     
    credit union 合作银行
     
    credit bureau 商业兴信
     
    selfservice bank 银行
     
    land bank 土银行
     
    construction bank 建设银行
     
    industrial and commercial bank 工商银行
     
    bank of communications 交通银行
     
    mutual savings bank 互助储蓄银行
     
    post office savings bank 邮局储蓄银行
     
    mortgage bank building society 抵押银行
     
    industrial bank 实业银行
     
    home loan bank 家宅贷款银行
     
    reserve bank 准备银行
     
    chartered bank 特许银行
     
    corresponding bank 银行
     
    merchant bank accepting bank 承兑银行
     
    investment bank 投资银行
     
    import and export bank (EXIMBANK) 进出口银行
     
    joint venture bank 合资银行
     
    money shop native bank 钱庄
     
    credit cooperatives 信社
     
    clearing house 票交换
     
    public accounting 公会计
     
    business accounting 商业会计
     
    cost accounting 成会计
     
    depreciation accounting 折旧会计
     
    computerized accounting 电脑化会计
     
    general ledger 总帐
     
    subsidiary ledger 分户帐
     
    cash book 现金出纳帐
     
    cash account 现金帐
     
    journal daybook 日记帐流水帐
     
    bad debts 坏帐
     
    investment 投资
     
    surplus 结余
     
    idle capital 游资
     
    economic cycle 济周期
     
    economic boom 济繁荣
     
    economic recession 济衰退
     
    economic depression 济萧条
     
    economic crisis 济危机
     
    economic recovery 济复苏
     
    inflation 通货膨胀
     
    deflation 通货收缩
     
    devaluation 货币贬值
     
    revaluation 货币增值
     
    international balance of payment 国际收支
     
    favourable balance 差
     
    adverse balance 逆差
     
    hard currency 硬通货
     
    soft currency 软通货
     
    international monetary system 国际货币制度
     
    the purchasing power of money 货币购买力
     
    money in circulation 货币流通量
     
    note issue 纸币发行量
     
    national budget 国家预算
     
    national gross product 国民生产总值
     
    public bond 公债
     
    stock share 股票
     
    debenture 债券
     
    treasury bill 国库券
     
    debt chain 债务链
     
    direct exchange 直接(角)套汇
     
    indirect exchange 间接(三角)套汇
     
    cross rate arbitrage rate 套汇汇率
     
    foreign currency (exchange) reserve 外汇储备
     
    foreign exchange fluctuation 外汇波动
     
    foreign exchange crisis 外汇危机
     
    discount 贴现
     
    discount rate bank rate 贴现率
     
    gold reserve 黄金储备
     
    money (financial) market 金融市场
     
    stock exchange 股票交易
     
    broker 纪
     
    commission 佣金
     
    bookkeeping 簿记
     
    bookkeeper 簿记员
     
    an application form 申请单
     
    bank statement 帐单
     
    letter of credit 信证
     
    strong room vault 保险库
     
    equitable tax system 等价税
     
    specimen signature 签字式样
     
    banking hours business hours 营业时间
     
     
     
     

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